TERMS AND CONDITIONS

1. Introduction

These terms and conditions (the “Terms”) govern the relationship between you (“User” or “you”)
and BT Nexus Limited and your access to and use of the website owned and operated by BT
Nexus Limited (“us”, “we”, “our“ or the “BT Nexus”) (the “Website”) as well as the use of any of
the Services provided. Please carefully read before using the Website and/or the Services.
By visiting, accessing the Website and using the Services you confirm that you have read
understood, agree and accept the Terms. If you do not wish to be bound by these Terms, and/or
you disagree in any way, then do not access and/or view and/or use the Website and/or the
Services.

2. Website Content and Services

Services means all the services available to you as a User through the Website and/or through
your BT Nexus account which include, inter alia, online information courses, educational and
training services relating to the world of finance (the “Services”).
The Services and any content are purely offered for information purposes and/or general
education only. Any information and material provided should not be considered as advise nor
relied upon for the purpose of such trading, as actual financial trading may differ from the
method and manner illustrated during BT Nexus’s Services.
BT Nexus does not provide any individual with customized legal, tax, accounting or investment
services by all means. Investment and financial decisions solely lie personally with each individual
and accordingly at their own discretion. Considering that each individual shall undertake their
own decision, a qualified financial advisor should be consulted prior to proceeding with any
financial matter.
BT NEXUS’S SERVICES SHOULD NOT BE CONSTRUED AT ALL TIMES AS ADVICE OR USED FOR
INVESTMENT, FINANCIAL PLANNING, LEGAL, ACCOUNTING OR TAX PURPOSES. BT NEXUS MAKES
NO GUARANTEES AS TO ACCURATENESS, QUALITY, OR COMPLETENESS OF THE INFORMATION
AND MATERIAL AT ALL TIMES AND BT NEXUS SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY
ERRORS, OMISSIONS, INACCURACIES IN THE INFORMATION AND MATERIAL OR FOR ANY USER’S
RELIANCE ON THE INFORMATION AND SERVICES. USER IS SOLELY RESPONSIBLE FOR VERIFYING
THE INFORMATION AS BEING APPROPRIATE FOR USER’S PERSONAL USE, INCLUDING WITHOUT
LIMITATION, SEEKING THE ADVICE OF A QUALIFIED PROFESSIONAL REGARDING ANY SPECIFIC
FINANCIAL, LEGAL, ACCOUNTING OR TAX QUESTIONS A USER MAY HAVE.
BT NEXUS WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR YOU ACTING ON ANY OF THE
INFORMATION PROVIDED VIA THE SERVICES NOR FOR ANY FINANCIAL LOSS OR DAMAGE YOU
MAY SUFFER AS A RESULT OF THE USE OF SERVICES AND FINANCIAL AND/OR TRADING DECISION
MAKING.
You as a visitor and User of the Website and/or the Services hereby agree and warrant that:
– You will use the Website in a lawful manner and always accordance with the Terms.
– All information and data that you may provide to us via the Website and the Services, is
true, accurate, current and complete in all respects and that you will notify us immediately
of any changes to that information, document or file. Also such do not contravene any
applicable local, national or international laws or regulations or contravene any person’s
legal rights, is not offensive or defamatory in any manner.

3. License to Use the Website & the Services

Subject to your compliance with the Terms and any other guidelines or policies BT Nexus includes
through the Services, BT Nexus grants you a limited, non-transferable, non-sublicensable, nonexclusive, revocable license to make non-commercial, personal use of the Services you purchase.
Purchase of the Services only entitles you to the view the content provided under the Services
and is not a purchase of the software or content included in the Services.
You may not transfer your account to any other person or use anyone else’s account. Except as
otherwise expressly permitted in the Terms, you are prohibited from and may not copy, sell, resell, display, reproduce, publish, modify, transfer, distribute, or commercially exploit the Services
and/or any related materials; and BT Nexus reserves the right to pursue legal action against you
in connection with any unauthorized use of the Services, or your violation of the Terms, whether
at law or equity.

4. Access to the Website & the Services

BT Nexus reserves the right to suspend or terminate access to the Website and/or your account
and any Services at any time for any reason or no reason at all, with or without notice to you.
Unless you have, as determined in BT Nexus’s sole discretion, violated the Terms, such
termination will not terminate your right to view any content under the Services you have already
purchased.
BT Nexus reserves the right to change, modify, cancel any of the Services for any reason and at
any time without notice in whole or in part. BT Nexus shall notify you in certain cases of
cancellation and outcome as soon as reasonably possible.
Where BT Nexus is of the opinion that there has been unreasonable use, breach of security or
unauthorized access or where any of the Terms have been violated, BT Nexus further reserves
the right at any time to deny or disable your access to the Website and/or terminate the Services
and your account without giving prior notice to you. In case of termination, all restrictions
imposed on you and the disclaimers and limitations of liability set out in the Terms will survive
termination and any legal rights accrued to us against you up to the date of termination, will not
be affected.
BT Nexus does not provide its Services to minors. Persons under the age of 18 should refrain from
using the Website and/or the Services. The Website and Services is not designed or intended for
use by minors, and BT Nexus does not collect personal data from minors. If such data will be
submitted, BT Nexus shall proceed in accordance with its Privacy Policy.
Except as otherwise provided in these Terms, a User may send a request for cancellation of an
order of Service by sending an email to info@braintrade.com, within fourteen (14) days of receipt
of the Confirmation Email. Contacting BT Nexus through any other contact page, email, or
number for a refund request will not be deemed notice of such request.
BT Nexus reserves its right to reject any User’s request for cancellation of any order of a Service,
in case where delivery of the Service has been completed, Service has been initiated or received
and are immediately made available to a User e.g. online digital content that has been
downloaded.

5. Data Use

We respect your privacy and will only process personal information in accordance with our
Privacy Policy. By using the Website and the Services, you consent to such processing and you
warrant that all data provided by you is accurate.
We advise that before you continue using the Website and the Services that you read our Privacy
Policy for your better understanding of the way we collect and process any user data.
6. No Accreditation
BT Nexus is not an accredited educational institution. Your participation in, or completion of any
course and/or receipt of any Services does not confer any academic credit. Nothing in these
Terms or otherwise through the Services, enrols you in any educational institution or in any
course offered by any such institution.
Provided that you have satisfactory participated or completed any course or training as provided
under the Services, and as determined by BT Nexus in its sole discretion, BT Nexus may provide
you with a certificate of accomplishment upon conclusion. You acknowledge that any such
certificate merely confirms participation and/or indicates completion of a course or training
undertaken under the Services and is not affiliated with any college, university, company, or
other certifying institution, and does not stand in the place of a course taken at any accredited
academic institution and does not convey academic credit or certification by any professional
board or educational institution or organisation and neither BT Nexus nor any of its
representatives have any obligation to you to assist you in obtaining any such credit or
certification.

7. Payments

To purchases the Services you must provide one or more valid, accepted method of payment at
the time of purchase. Relevant fees payable for the Services are always indicated on the Website.
BT Nexus reserves its right to amend these from time to time. All payments made by you through
the Website with respect to the Services are subject to these Terms and legal documents
available on the Website and/or in your account.
For each order you submit, upon receipt of your payment, a confirmation email will be sent to
you depicting acceptance of your order (the “Confirmation Email”).
Should you decide to access the Website, register an account and use Services that entail a fee,
you agree to pay that fee and all associated taxes (e.g. sales tax or VAT) related to such Service,
if applicable. VAT will be calculated and added as per applicable laws. You will indemnify and hold
BT Nexus harmless against any and all claims by any tax authority for any underpayment of VAT,
and any penalties and/or interest thereon relating to the use of the Services.
7.1. For purchasing services, BT Nexus uses secure third-party payment processor(s) and any
information you supply to the payment processor is not stored or controlled by BT Nexus. Foreign
transaction fees e.g. conversion fees or other fees relating to the processing of a payment may
be charged by the issuer.

8. Third Party Links and Content

The Website may contain information and/or links to websites, services, content and material
controlled or offered by third parties (“Third Party Content”). Third Party Content is not
monitored or maintained by BT Nexus nor is BT Nexus responsible for any Third Party Content.
Please read all copyright and legal notices and terms of use on each Third Party Content prior to
using any tools or services of such. Also such Third Party Content may have a privacy policy
different from BT Nexus and may provide less security than BT Nexus.
BT Nexus does not guarantee such Third Party Content including, inter alia, the accuracy and
reliability and hereby disclaims any and all liability for any Third Party Content posted or offered
by any third party on BT Nexus ’s Website and through its Services and/or offered by any thirdparty sites linked to BT Nexus ’s Website and Services and for any damage or loss you may suffer
arising out of access to those third party services and Third Party Content.
You hereby acknowledge and agree that it is your responsibility to evaluate any Third Party
Content prior and your decision to use them and if you decide to use them, you use them at your
own risk. BT Nexus shall not be held responsible nor liable for any loss and/or damage and/or
cost and/or expense of any nature whatsoever (including without limitation of a direct, indirect
or consequential nature, any economic, financial loss or any other loss, or loss of turnover,
profits, business or goodwill) which was incurred or suffered by your use of any Third Party
Content and you hereby indemnify BT Nexus and its officers from any such liability arising from
your decision to use any third party services and Third Party Content.

9. Intellectual Property

All material, content, software, Website and any data are the intellectual property of BT Nexus
and/or third-party providers and shall be protected in accordance with applicable laws.
By accessing the Website and/or utilising the Services you have no right at any time in any
intellectual property. All rights expressly or implied at any time are reserved by BT Nexus. Nothing
contained in these Terms, Website and Services conveys to you any ownership or other
proprietary right and such Content may not be used without our express written consent.
You may not cause or permit any actions to be caused that endanger or damage or defame any
intellectual property belonging to BT Nexus and/or act against BT Nexus through any act.
By accessing the Website and using the Services, you agree that you will access any content solely
for your own private use and further agree that you shall:
a. not to publish, disclose, copy, store in any medium, modify, loan, distribute, sell, resell,
transfer, assign, alter or create derivative works based on the Website, the content or the
Services or any part thereof;
b. not create services using similar ideas, features, functions or graphics of the Website, the
content or the Services;
c. not use the Website, content or Services on a service bureau basis;
d. not use the Website, the content and Services in any way that is unlawful, infringing,
deceptive, harassing, or defamatory, or for any inappropriate purpose (as we may
determine at our sole and absolute discretion); and
e. not publish, transmit, or link to any robot, spider, crawler, virus, malware, Trojan horse,
spyware, or similar malicious code intended (or that has potential) to damage, disrupt,
compromise, or exploit the Website, the Content or Services or any computer system,
server, router or any other internet-connected device associated with the Website.
You agree to indemnify and hold BT Nexus harmless from and against any claims arising out of or
related to your use of the Website and Services, including without limitation, for your violation
of any law or regulation and/or if your use infringes or otherwise violates any intellectual
property or other proprietary right of BT Nexus or any person or entity.

10. Disclaimer of Warranties and Limitation of liability

Trading and investing involves a high degree of risk and can result in a substantial or complete
loss of funds and therefore should only be undertaken with risk capital. The purchase, sale, or
advice regarding any security, or financial instruments can only be made by a licensed industry
representative, such as, but not limited to a licensed Broker/Dealer, Introducing Broker or
licensed Investment Advisor.
THE CONTENT OF THE WEBSITE AND OUR SERVICES SHOULD NOT BE CONSIDERED AS AN OFFER
OR SOLICITATION OF AN OFFER TO SELL, BUY OR OTHERWISE DEAL WITH ANY SECURITY OR
OTHER INVESTMENT.
YOU ARE SOLELY RESPONSIBLE FOR CONFIRMING ACCURACY AND APPROPRIATENESS OF THE
INFORMATION AND SERVICES PROVIDED TO YOU WITH YOUR ADVISORS. BT NEXUS ’S PROVISION
OF ANY SERVICES OR THE APPEARANCE OF ANY SPECIFIC PERSON INSTRUCTING PROVIDING ANY
SERVICE ON BEHALF OF BT NEXUS, IS NOT A RECOMMENDATION BY BT NEXUS OF THE CONTENT
CONTAINED THEREIN OR THE PERSON PROVIDING SERVICES. BT NEXUS IS NOT RESPONSIBLE OR
LIABLE FOR ANY INTERACTIONS BETWEEN YOU AND ANY PERSON OR ANY OTHER USER OF THE
SERVICES. BT NEXUS MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE QUALITY OF ANY
SERVICES.
We note that while the information constituting the content of the Website and Services has
been prepared with the due professional care, possible inaccuracies or errors may never be fully
eliminated. BT Nexus expressly disclaim all warranties, expressed or implied, as to the accuracy
of any of the content provided, or as to the fitness of the information for any purpose and accept
no responsibility for any errors or omissions, or for any damage or loss you may suffer.
BT Nexus shall not be liable to you for any loss arising out of the inaccuracy or incompleteness of
information, contained on the Website or in the Services.
The Websites and the Services are provided to you on an “as is” and “as available” basis without
any warranty being given in relation to the Website or Services including (but not limited to)
implied warranties of non-infringement, compatibility, security, accuracy, fitness for purpose,
that any information is up to date or correct, or any implied warranty arising from course of
dealing or usage or trade.
BT Nexusshall not be liable to you or to any third party for any cases where the Website or certain
features or parts of the Website become unavailable.
BT Nexus will not be responsible or liable to you for any loss of material uploaded or transmitted
through the Website nor for any communication sent by email which is either received late or
not received at all.
BT Nexus shall not be liable for any special, indirect or consequential damages (including loss of
business, profits, anticipated savings, opportunity, reputation or goodwill) however caused.
IN NO EVENT WILL BT NEXUS BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL,
EXEMPLARY OR INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE
WEBSITE OR ANY OF THE SERVICES, OR LOSS OF DATA, EVEN IF BT NEXUS HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE,
STRICT LIABILITY OR OTHERWISE.
You agree to indemnify, defend and hold harmless BT Nexus, and its officers, directors,
employees, agents and suppliers immediately on demand, from and against any claims of liability,
damages, losses, costs and expenses, including legal fees, arising out of any breach of the Terms,
by you or other liabilities arising out of your use of the Website and/or Services.

11. Force Majeure

In the event that either party is unable to perform its obligations under the Terms arising from
any cause or causes beyond its reasonable control including, without limitation, acts of God,
governmental act, war, fire, flood, adverse weather or disease, explosion, strikes, equipment or
transmission failure or damage, or other causes reasonably beyond its control which could not
reasonably be planned for or avoided, such party shall not be liable for any delay, nonperformance or for damages to the other resulting from such failure to perform or otherwise
from such causes.

12. Miscellaneous

BT Nexus maintains the right to edit, modify amend, supplement and/or remove any or whole
part of the Terms or content of the Website at any time with or without notice to you and you
are advised to visit the Website and read the Terms on a regular basis to ensure that you are in
agreement with them. Any changes will take effect upon posting to the Website. If you do not
agree to any change to the Terms and Website, you must immediately stop using these.
BT Nexus further reserves the right to at any time, modify or discontinue, temporarily or
permanently any of the Services in whole or part. You agree that BT Nexus is not liable to you or
any third party for any such modifications, suspension, or termination of any or all Services.
Nothing in the Terms shall be construed to obligate BT Nexus to maintain and/or support any of
the Services, in whole or part.
BT Nexus shall be permitted to assign, transfer, and subcontract its rights and/or obligations
under these Terms without any notification or consent to you required. However, you shall not
be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these
Terms.
If any part of the Terms is or becomes illegal, invalid or unenforceable in any jurisdiction, that
shall not affect:
– the legality, validity or enforceability in that jurisdiction of any other part of the Terms; or
– the legality, validity or enforceability in other jurisdictions of that or any other part of the
Terms;
Nothing in the Terms shall be deemed to constitute a partnership between BT Nexus and you,
nor constitute either party the agent of the other party for any purpose. You are, and at all times
shall be, an independent contractor, and nothing in these Terms is intended or should be
construed to create a partnership, joint or co-venture, franchise, agency or employer-employee
relationship between BT Nexus and you. You are not the agent of BT Nexus and you are not
authorized, and must not represent to any third party that you are authorized to make any
commitment, assume any obligation, undertake any liability or otherwise act on behalf of BT
Nexus.
These Terms, including any legal notices and disclaimers contained on this Website, constitute
the entire agreement between BT Nexus and you in relation to your use of the Website and
Services and supersede all prior agreements and understandings with respect to the same.

13. Applicable Law

The Terms, Website and the Services are be governed by the laws of Seychelles. Any dispute
arising between you and BT Nexus in relation to the Website and/or Services shall be governed
by the laws of Seychelles and you submit to the exclusive jurisdiction of the Courts of Seychelles
for the purposes of any such dispute.
These Terms have been last updated in May, 2025